{"id":35585,"date":"2025-11-08T12:21:56","date_gmt":"2025-11-08T08:51:56","guid":{"rendered":"https:\/\/snapp.ir\/blog\/?p=35585"},"modified":"2025-11-08T12:21:56","modified_gmt":"2025-11-08T08:51:56","slug":"important-insurance-terms-that-everyone-should-know","status":"publish","type":"post","link":"https:\/\/snapp.ir\/blog\/important-insurance-terms-that-everyone-should-know\/","title":{"rendered":"\u0627\u0635\u0637\u0644\u0627\u062d\u0627\u062a \u0645\u0647\u0645 \u0628\u06cc\u0645\u0647 \u06a9\u0647 \u0647\u0631 \u06a9\u0633\u06cc \u0628\u0627\u06cc\u062f \u0628\u062f\u0627\u0646\u062f"},"content":{"rendered":"

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\u0628\u06cc\u0645\u0647<\/strong><\/h3>\n

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\u062d\u0642 \u0628\u06cc\u0645\u0647<\/strong><\/h3>\n

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\u062d\u0627\u062f\u062b\u0647<\/strong><\/h3>\n

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\u0646\u0645\u0627\u06cc\u0646\u062f\u06af\u06cc \u0628\u06cc\u0645\u0647<\/strong><\/h3>\n

\u0646\u0645\u0627\u06cc\u0646\u062f\u0647 \u0628\u06cc\u0645\u0647 \u0641\u0631\u062f\u06cc \u062d\u0642\u06cc\u0642\u06cc \u06cc\u0627 \u062d\u0642\u0648\u0642\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0628\u0627 \u0645\u062c\u0648\u0632 \u0631\u0633\u0645\u06cc \u0627\u0632 \u06cc\u06a9 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647\u060c \u062e\u062f\u0645\u0627\u062a \u0641\u0631\u0648\u0634 \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u0648 \u0645\u0634\u0627\u0648\u0631\u0647 \u0631\u0627 \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u062f\u0647\u062f\u060c \u0627\u0645\u0627 \u0628\u0647\u200c\u0637\u0648\u0631 \u0645\u0633\u062a\u0642\u06cc\u0645 \u0632\u06cc\u0631 \u0646\u0638\u0631 \u0622\u0646 \u0634\u0631\u06a9\u062a \u0641\u0639\u0627\u0644\u06cc\u062a \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p>\n

\u06a9\u0627\u0631\u06af\u0632\u0627\u0631\u06cc \u0628\u06cc\u0645\u0647<\/strong><\/h3>\n

\u06a9\u0627\u0631\u06af\u0632\u0627\u0631 \u0628\u06cc\u0645\u0647 \u0648\u0627\u0633\u0637\u0647\u200c\u0627\u06cc \u0645\u0633\u062a\u0642\u0644 \u0645\u06cc\u0627\u0646 \u0628\u06cc\u0645\u0647\u200c\u06af\u0632\u0627\u0631 \u0648 \u0686\u0646\u062f \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0627\u0633\u062a \u06a9\u0647 \u0648\u0638\u06cc\u0641\u0647 \u062f\u0627\u0631\u062f \u0628\u0647\u062a\u0631\u06cc\u0646 \u067e\u06cc\u0634\u0646\u0647\u0627\u062f \u0631\u0627 \u0628\u0631\u0627\u06cc \u0645\u0634\u062a\u0631\u06cc \u0627\u0632 \u0628\u06cc\u0646 \u06af\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u0645\u0648\u062c\u0648\u062f \u0627\u0631\u0627\u0626\u0647 \u062f\u0647\u062f. \u0628\u0631\u062e\u0644\u0627\u0641 \u0646\u0645\u0627\u06cc\u0646\u062f\u0647\u060c \u06a9\u0627\u0631\u06af\u0632\u0627\u0631 \u0645\u062d\u062f\u0648\u062f \u0628\u0647 \u06cc\u06a9 \u0634\u0631\u06a9\u062a \u0646\u06cc\u0633\u062a.<\/p>\n

\"\"<\/h2>\n

\u0634\u0631\u0627\u06cc\u0637 \u0639\u0645\u0648\u0645\u06cc \u0628\u06cc\u0645\u0647<\/strong><\/h3>\n

\u0627\u06cc\u0646 \u0628\u062e\u0634 \u0627\u0632 \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u0634\u0627\u0645\u0644 \u0636\u0648\u0627\u0628\u0637 \u0648 \u0645\u0642\u0631\u0631\u0627\u062a \u06a9\u0644\u06cc \u0627\u0633\u062a \u06a9\u0647 \u062f\u0631 \u062a\u0645\u0627\u0645 \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647\u200c\u0647\u0627\u06cc \u06cc\u06a9 \u0646\u0648\u0639 \u062e\u0627\u0635 \u0628\u06cc\u0645\u0647 \u06cc\u06a9\u0633\u0627\u0646 \u0627\u0633\u062a\u060c \u0645\u062b\u0644 \u062a\u0639\u0631\u06cc\u0641 \u062e\u0637\u0631\u0627\u062a \u062a\u062d\u062a \u067e\u0648\u0634\u0634\u060c \u0645\u0648\u0627\u0631\u062f \u0641\u0633\u062e \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u060c \u0634\u06cc\u0648\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0648…<\/p>\n

\u0634\u0631\u0627\u06cc\u0637 \u062e\u0635\u0648\u0635\u06cc \u0628\u06cc\u0645\u0647<\/strong><\/h3>\n

\u0634\u0631\u0627\u06cc\u0637 \u062e\u0635\u0648\u0635\u06cc \u0628\u06cc\u0645\u0647 \u0634\u0627\u0645\u0644 \u0648\u06cc\u0698\u06af\u06cc\u200c\u0647\u0627 \u0648 \u062a\u0648\u0627\u0641\u0642\u200c\u0647\u0627\u06cc \u062e\u0627\u0635\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0641\u0642\u0637 \u062f\u0631 \u0647\u0645\u0627\u0646 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0645\u0634\u062e\u0635 \u0628\u06cc\u0646 \u0628\u06cc\u0645\u0647\u200c\u06af\u0632\u0627\u0631 \u0648 \u0628\u06cc\u0645\u0647\u200c\u06af\u0631 \u0627\u0639\u0645\u0627\u0644 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0645\u0627\u0646\u0646\u062f \u0627\u0646\u062a\u062e\u0627\u0628 \u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u062e\u0627\u0635 \u06cc\u0627 \u062a\u0639\u06cc\u06cc\u0646 \u0641\u0631\u0627\u0646\u0634\u06cc\u0632 \u0645\u062a\u0641\u0627\u0648\u062a.<\/p>\n

\u067e\u0648\u0634\u0634 \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc<\/strong><\/h3>\n

\u0645\u0646\u0638\u0648\u0631 \u0627\u0632 \u067e\u0648\u0634\u0634 \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc\u060c \u062a\u0639\u0647\u062f\u0627\u062a \u0628\u06cc\u0645\u0647\u200c\u06af\u0631 \u0628\u0631\u0627\u06cc \u062c\u0628\u0631\u0627\u0646 \u062e\u0633\u0627\u0631\u0627\u062a \u0645\u0634\u062e\u0635\u200c\u0634\u062f\u0647 \u062f\u0631 \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u0627\u0633\u062a. \u0647\u0631\u0686\u0647 \u067e\u0648\u0634\u0634\u200c\u0647\u0627 \u06a9\u0627\u0645\u0644\u200c\u062a\u0631 \u0628\u0627\u0634\u0646\u062f\u060c \u062f\u0627\u0645\u0646\u0647 \u062d\u0645\u0627\u06cc\u062a\u06cc \u0628\u06cc\u0645\u0647\u200c\u06af\u0631 \u06af\u0633\u062a\u0631\u062f\u0647\u200c\u062a\u0631 \u062e\u0648\u0627\u0647\u062f \u0628\u0648\u062f.<\/p>\n

\u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0627\u0636\u0627\u0641\u06cc<\/strong><\/h3>\n

\u0627\u06cc\u0646 \u067e\u0648\u0634\u0634\u200c\u0647\u0627 \u0641\u0631\u0627\u062a\u0631 \u0627\u0632 \u062a\u0639\u0647\u062f\u0627\u062a \u0627\u0635\u0644\u06cc \u0628\u06cc\u0645\u0647\u200c\u06af\u0631 \u0647\u0633\u062a\u0646\u062f \u0648 \u0628\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u062d\u0642 \u0628\u06cc\u0645\u0647 \u0628\u06cc\u0634\u062a\u0631 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f. \u0645\u062b\u0644\u0627\u064b \u062f\u0631 \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0628\u062f\u0646\u0647 \u062e\u0648\u062f\u0631\u0648<\/a>\u060c \u067e\u0648\u0634\u0634 \u0633\u0631\u0642\u062a \u062f\u0631\u062c\u0627 \u06cc\u0627 \u0628\u0644\u0627\u06cc\u0627\u06cc \u0637\u0628\u06cc\u0639\u06cc\u060c \u067e\u0648\u0634\u0634 \u0627\u0636\u0627\u0641\u06cc \u0645\u062d\u0633\u0648\u0628 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n

\u0641\u0631\u0627\u0646\u0634\u06cc\u0632 \u062f\u0631 \u0628\u06cc\u0645\u0647<\/strong><\/h3>\n

\u0641\u0631\u0627\u0646\u0634\u06cc\u0632 \u0645\u0628\u0644\u063a\u06cc \u0627\u0633\u062a \u06a9\u0647 \u062f\u0631 \u0632\u0645\u0627\u0646 \u062e\u0633\u0627\u0631\u062a\u060c \u0628\u0631 \u0639\u0647\u062f\u0647 \u0628\u06cc\u0645\u0647\u200c\u06af\u0632\u0627\u0631 \u0627\u0633\u062a \u0648 \u0628\u06cc\u0645\u0647\u200c\u06af\u0631 \u0622\u0646 \u0631\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u0646\u0645\u06cc\u200c\u06a9\u0646\u062f. \u0627\u06cc\u0646 \u0645\u0641\u0647\u0648\u0645 \u0628\u0631\u0627\u06cc \u062c\u0644\u0648\u06af\u06cc\u0631\u06cc \u0627\u0632 \u062e\u0633\u0627\u0631\u062a\u200c\u0647\u0627\u06cc \u062c\u0632\u0626\u06cc \u0648 \u06a9\u0646\u062a\u0631\u0644 \u0631\u06cc\u0633\u06a9 \u0637\u0631\u0627\u062d\u06cc \u0634\u062f\u0647 \u0627\u0633\u062a.<\/p>\n

\u0631\u06cc\u0633\u06a9 \u06cc\u0627 \u062e\u0637\u0631 \u062f\u0631 \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647<\/strong><\/h3>\n

\u0631\u06cc\u0633\u06a9 \u0628\u0647 \u0627\u062d\u062a\u0645\u0627\u0644 \u0648\u0642\u0648\u0639 \u06cc\u06a9 \u062d\u0627\u062f\u062b\u0647 \u0632\u06cc\u0627\u0646\u200c\u0628\u0627\u0631 \u06af\u0641\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u0633\u0627\u0633 \u0634\u06a9\u0644\u200c\u06af\u06cc\u0631\u06cc \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647\u060c \u062a\u062d\u0644\u06cc\u0644 \u0647\u0645\u06cc\u0646 \u0631\u06cc\u0633\u06a9\u200c\u0647\u0627\u0633\u062a. \u0628\u06cc\u0645\u0647 \u0628\u0627 \u0647\u062f\u0641 \u0627\u0646\u062a\u0642\u0627\u0644 \u0631\u06cc\u0633\u06a9 \u0627\u0632 \u0641\u0631\u062f \u0628\u0647 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0637\u0631\u0627\u062d\u06cc \u0634\u062f\u0647 \u0627\u0633\u062a.<\/p>\n

\u0633\u0631\u0645\u0627\u06cc\u0647 \u06cc\u0627 \u0627\u0631\u0632\u0634 \u0645\u0648\u0631\u062f \u0628\u06cc\u0645\u0647<\/strong><\/h3>\n

\u0633\u0631\u0645\u0627\u06cc\u0647 \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc \u0647\u0645\u0627\u0646 \u062d\u062f\u0627\u06a9\u062b\u0631 \u0645\u0628\u0644\u063a\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0628\u06cc\u0645\u0647\u200c\u06af\u0631 \u062f\u0631 \u0635\u0648\u0631\u062a \u0628\u0631\u0648\u0632 \u062e\u0633\u0627\u0631\u062a\u060c \u0645\u0648\u0638\u0641 \u0628\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u0622\u0646 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u0639\u062f\u062f \u062f\u0631 \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u0645\u0634\u062e\u0635 \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0628\u0631 \u0645\u0628\u0646\u0627\u06cc \u0622\u0646 \u062d\u0642 \u0628\u06cc\u0645\u0647 \u0646\u06cc\u0632 \u062a\u0639\u06cc\u06cc\u0646 \u0645\u06cc\u200c\u06af\u0631\u062f\u062f.<\/p>\n

\u0641\u0631\u0645 \u067e\u06cc\u0634\u0646\u0647\u0627\u062f \u0628\u06cc\u0645\u0647<\/strong><\/h3>\n

\u0627\u06cc\u0646 \u0641\u0631\u0645 \u062a\u0648\u0633\u0637 \u0628\u06cc\u0645\u0647\u200c\u06af\u0632\u0627\u0631 \u062a\u06a9\u0645\u06cc\u0644 \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0634\u0627\u0645\u0644 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0627\u0648\u0644\u06cc\u0647 \u062f\u0631\u0628\u0627\u0631\u0647 \u0634\u062e\u0635 \u0648 \u0645\u0648\u0631\u062f \u0628\u06cc\u0645\u0647\u200c\u0634\u062f\u0647 \u0627\u0633\u062a. \u0628\u06cc\u0645\u0647\u200c\u06af\u0631 \u0628\u0627 \u0628\u0631\u0631\u0633\u06cc \u0627\u06cc\u0646 \u0641\u0631\u0645\u060c \u062d\u0642 \u0628\u06cc\u0645\u0647 \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u0631\u0627 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u062f\u0647\u062f.<\/p>\n

\u0627\u0644\u062d\u0627\u0642\u06cc\u0647<\/strong><\/h3>\n

\u0627\u0644\u062d\u0627\u0642\u06cc\u0647 \u0633\u0646\u062f\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0628\u0647 \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u0627\u0636\u0627\u0641\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0645\u0648\u062c\u0628 \u062a\u063a\u06cc\u06cc\u0631\u060c \u0627\u0635\u0644\u0627\u062d \u06cc\u0627 \u062a\u06a9\u0645\u06cc\u0644 \u0645\u0641\u0627\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0627\u0635\u0644\u06cc \u0628\u06cc\u0645\u0647 \u0645\u06cc\u200c\u06af\u0631\u062f\u062f. \u0645\u062b\u0644\u0627\u064b \u0627\u0641\u0632\u0648\u062f\u0646 \u06cc\u06a9 \u067e\u0648\u0634\u0634 \u062c\u062f\u06cc\u062f \u06cc\u0627 \u062a\u063a\u06cc\u06cc\u0631 \u062f\u0631 \u0641\u0631\u0627\u0646\u0634\u06cc\u0632 \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0627\u0644\u062d\u0627\u0642\u06cc\u0647 \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n

\u0628\u0631\u0622\u0648\u0631\u062f \u062e\u0633\u0627\u0631\u062a<\/strong><\/h3>\n

\u0641\u0631\u0627\u06cc\u0646\u062f\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0637\u06cc \u0622\u0646 \u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646 \u0628\u06cc\u0645\u0647 \u0645\u06cc\u0632\u0627\u0646 \u062e\u0633\u0627\u0631\u062a \u0648\u0627\u0631\u062f\u0634\u062f\u0647 \u0631\u0627 \u0628\u0631\u0631\u0633\u06cc \u0648 \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f. \u0627\u06cc\u0646 \u0628\u0631\u0622\u0648\u0631\u062f \u0645\u0628\u0646\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u063a\u0631\u0627\u0645\u062a \u062a\u0648\u0633\u0637 \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u062e\u0648\u0627\u0647\u062f \u0628\u0648\u062f.<\/p>\n

\u0628\u06cc\u0645\u0647 \u0645\u0636\u0627\u0639\u0641<\/strong><\/h3>\n

\u0648\u0642\u062a\u06cc \u06cc\u06a9 \u0645\u0648\u0631\u062f \u0645\u0627\u0646\u0646\u062f \u06cc\u06a9 \u062e\u0648\u062f\u0631\u0648 \u06cc\u0627 \u0633\u0627\u062e\u062a\u0645\u0627\u0646 \u0627\u0632 \u0633\u0648\u06cc \u06cc\u06a9 \u0646\u0641\u0631 \u062f\u0631 \u0686\u0646\u062f \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647\u060c \u0628\u06cc\u0645\u0647 \u0634\u0648\u062f\u060c \u0628\u06cc\u0645\u0647 \u0645\u0636\u0627\u0639\u0641 \u0627\u062a\u0641\u0627\u0642 \u0645\u06cc\u200c\u0627\u0641\u062a\u062f. \u062f\u0631 \u0686\u0646\u06cc\u0646 \u0645\u0648\u0627\u0631\u062f\u06cc\u060c \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0628\u0647 \u0646\u0633\u0628\u062a \u0645\u0634\u062e\u0635 \u0628\u06cc\u0646 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u062a\u0642\u0633\u06cc\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n

\u0645\u062f\u062a \u0627\u0646\u062a\u0638\u0627\u0631 (\u062f\u0648\u0631\u0647 \u0627\u0646\u062a\u0638\u0627\u0631)<\/strong><\/h3>\n

\u0645\u062f\u062a \u0627\u0646\u062a\u0638\u0627\u0631 \u0628\u0647 \u0628\u0627\u0632\u0647 \u0632\u0645\u0627\u0646\u06cc \u0645\u0634\u062e\u0635\u06cc \u06af\u0641\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u067e\u0633 \u0627\u0632 \u0634\u0631\u0648\u0639 \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647\u060c \u067e\u0648\u0634\u0634 \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc \u0647\u0646\u0648\u0632 \u0641\u0639\u0627\u0644 \u0646\u06cc\u0633\u062a \u0648 \u062f\u0631 \u0627\u06cc\u0646 \u0645\u062f\u062a \u0628\u06cc\u0645\u0647\u200c\u06af\u0631 \u062a\u0639\u0647\u062f\u06cc \u0628\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0646\u062f\u0627\u0631\u062f. \u0627\u06cc\u0646 \u0627\u0635\u0637\u0644\u0627\u062d \u0628\u0647\u200c\u0648\u06cc\u0698\u0647 \u062f\u0631 \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc \u062f\u0631\u0645\u0627\u0646\u06cc\u060c \u0639\u0645\u0631 \u0648 \u062a\u06a9\u0645\u06cc\u0644\u06cc \u0631\u0627\u06cc\u062c \u0627\u0633\u062a. \u0628\u0631\u0627\u06cc \u0645\u062b\u0627\u0644\u060c \u062f\u0631 \u0628\u0631\u062e\u06cc \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc \u062f\u0631\u0645\u0627\u0646 \u062a\u06a9\u0645\u06cc\u0644\u06cc\u060c \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u0632\u0627\u06cc\u0645\u0627\u0646 \u06cc\u0627 \u062c\u0631\u0627\u062d\u06cc\u200c\u0647\u0627\u06cc \u062e\u0627\u0635 \u062a\u0646\u0647\u0627 \u067e\u0633 \u0627\u0632 \u06af\u0630\u0634\u062a \u0633\u0647 \u06cc\u0627 \u0634\u0634 \u0645\u0627\u0647 \u0627\u0632 \u0622\u063a\u0627\u0632 \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u0642\u0627\u0628\u0644 \u067e\u0631\u062f\u0627\u062e\u062a \u0647\u0633\u062a\u0646\u062f. \u0622\u06af\u0627\u0647\u06cc \u0627\u0632 \u0648\u062c\u0648\u062f \u06cc\u0627 \u0637\u0648\u0644 \u0645\u062f\u062a \u0627\u0646\u062a\u0638\u0627\u0631 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0627\u0632 \u0628\u0631\u0648\u0632 \u0633\u0648\u0621\u062a\u0641\u0627\u0647\u0645\u200c\u0647\u0627 \u06cc\u0627 \u0646\u0627\u0631\u0636\u0627\u06cc\u062a\u06cc \u062f\u0631 \u0632\u0645\u0627\u0646 \u062e\u0633\u0627\u0631\u062a \u062c\u0644\u0648\u06af\u06cc\u0631\u06cc \u06a9\u0646\u062f.<\/p>\n

\u062a\u0645\u062f\u06cc\u062f \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647<\/strong><\/h3>\n

\u062a\u0645\u062f\u06cc\u062f \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u06cc\u0639\u0646\u06cc \u0627\u062f\u0627\u0645\u0647 \u0627\u0639\u062a\u0628\u0627\u0631 \u0622\u0646 \u0628\u0631\u0627\u06cc \u06cc\u06a9 \u062f\u0648\u0631\u0647 \u062c\u062f\u06cc\u062f\u060c \u067e\u0633 \u0627\u0632 \u067e\u0627\u06cc\u0627\u0646 \u062f\u0648\u0631\u0647 \u0642\u0628\u0644\u06cc. \u062f\u0631 \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc\u06cc \u0645\u0627\u0646\u0646\u062f \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u062e\u0648\u062f\u0631\u0648<\/a>\u060c \u062a\u0645\u062f\u06cc\u062f \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u0628\u0647\u200c\u0631\u0627\u062d\u062a\u06cc \u0648 \u0628\u062f\u0648\u0646 \u0628\u0631\u0631\u0633\u06cc \u0645\u062c\u062f\u062f \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0627\u0645\u0627 \u062f\u0631 \u0628\u0631\u062e\u06cc \u0628\u06cc\u0645\u0647\u200c\u0647\u0627 \u0645\u0627\u0646\u0646\u062f \u0639\u0645\u0631 \u06cc\u0627 \u062f\u0631\u0645\u0627\u0646 \u062a\u06a9\u0645\u06cc\u0644\u06cc\u060c \u062a\u0645\u062f\u06cc\u062f \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0647\u0645\u0631\u0627\u0647 \u0628\u0627 \u0628\u0627\u0632\u0628\u06cc\u0646\u06cc \u0634\u0631\u0627\u06cc\u0637\u060c \u062a\u063a\u06cc\u06cc\u0631 \u062f\u0631 \u0646\u0631\u062e \u062d\u0642 \u0628\u06cc\u0645\u0647 \u06cc\u0627 \u0645\u0633\u062a\u0646\u062f\u0627\u062a \u067e\u0632\u0634\u06a9\u06cc \u0628\u0627\u0634\u062f. \u0627\u0641\u0631\u0627\u062f \u0628\u0627\u06cc\u062f \u062f\u0642\u062a \u06a9\u0646\u0646\u062f \u06a9\u0647 \u0628\u0631\u0627\u06cc \u062c\u0644\u0648\u06af\u06cc\u0631\u06cc \u0627\u0632 \u0642\u0637\u0639 \u067e\u0648\u0634\u0634 \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc\u060c \u062a\u0645\u062f\u06cc\u062f \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u0631\u0627 \u067e\u06cc\u0634 \u0627\u0632 \u067e\u0627\u06cc\u0627\u0646 \u0622\u0646 \u0627\u0646\u062c\u0627\u0645 \u062f\u0647\u0646\u062f.<\/p>\n

\u0641\u0633\u062e \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647<\/strong><\/h3>\n

\u0641\u0633\u062e \u0628\u0647 \u0645\u0639\u0646\u06cc \u067e\u0627\u06cc\u0627\u0646 \u062f\u0627\u062f\u0646 \u0628\u0647 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0628\u06cc\u0645\u0647 \u067e\u06cc\u0634 \u0627\u0632 \u0632\u0645\u0627\u0646 \u0645\u0642\u0631\u0631 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u0641\u0633\u062e \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0627\u0632 \u0633\u0648\u06cc \u0628\u06cc\u0645\u0647\u200c\u06af\u0632\u0627\u0631 \u06cc\u0627 \u0628\u06cc\u0645\u0647\u200c\u06af\u0631 \u0635\u0648\u0631\u062a \u06af\u06cc\u0631\u062f. \u0645\u062b\u0644\u0627\u064b \u0627\u06af\u0631 \u0628\u06cc\u0645\u0647\u200c\u06af\u0632\u0627\u0631 \u062e\u0648\u062f\u0631\u0648\u06cc\u0634 \u0631\u0627 \u0628\u0641\u0631\u0648\u0634\u062f \u06cc\u0627 \u062f\u06cc\u06af\u0631 \u0646\u06cc\u0627\u0632\u06cc \u0628\u0647 \u0628\u06cc\u0645\u0647 \u0646\u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0641\u0633\u062e \u0628\u06cc\u0645\u0647 \u0628\u062f\u0646\u0647 \u0631\u0627 \u062f\u0647\u062f \u0648 \u0628\u062e\u0634\u06cc \u0627\u0632 \u062d\u0642 \u0628\u06cc\u0645\u0647 \u0631\u0627 (\u0628\u0647 \u0646\u0633\u0628\u062a \u0645\u062f\u062a \u0628\u0627\u0642\u06cc\u200c\u0645\u0627\u0646\u062f\u0647) \u067e\u0633 \u0628\u06af\u06cc\u0631\u062f. \u0647\u0645\u0686\u0646\u06cc\u0646 \u062f\u0631 \u0635\u0648\u0631\u062a \u062a\u062e\u0644\u0641 \u0627\u0632 \u0634\u0631\u0627\u06cc\u0637 \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647\u060c \u0628\u06cc\u0645\u0647\u200c\u06af\u0631 \u0647\u0645 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u0631\u0627 \u0641\u0633\u062e \u06a9\u0646\u062f. \u062f\u0627\u0646\u0633\u062a\u0646 \u0634\u0631\u0627\u06cc\u0637 \u0641\u0633\u062e\u060c \u0628\u0647 \u0628\u06cc\u0645\u0647\u200c\u06af\u0632\u0627\u0631 \u06a9\u0645\u06a9 \u0645\u06cc\u200c\u06a9\u0646\u062f \u062a\u0627 \u062f\u0631 \u0645\u0648\u0627\u0642\u0639 \u0644\u0632\u0648\u0645 \u062a\u0635\u0645\u06cc\u0645 \u062f\u0631\u0633\u062a\u06cc \u0628\u06af\u06cc\u0631\u062f.<\/p>\n

\u0627\u06af\u0631\u06cc\u06af\u06cc\u062a\u0648\u0631 \u0628\u06cc\u0645\u0647<\/strong><\/h3>\n

\u0627\u06af\u0631\u06cc\u06af\u06cc\u062a\u0648\u0631\u0647\u0627 \u067e\u0644\u062a\u0641\u0631\u0645\u200c\u0647\u0627\u06cc\u06cc \u0647\u0633\u062a\u0646\u062f \u06a9\u0647 \u0627\u0645\u06a9\u0627\u0646 \u0645\u0642\u0627\u06cc\u0633\u0647 \u0622\u0646\u0644\u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647\u200c\u0647\u0627 \u0627\u0632 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc \u0645\u062e\u062a\u0644\u0641 \u0631\u0627 \u0641\u0631\u0627\u0647\u0645 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f. \u0622\u0646\u200c\u0647\u0627 \u0628\u0647 \u06a9\u0627\u0631\u0628\u0631\u0627\u0646 \u06a9\u0645\u06a9 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f \u0627\u0646\u062a\u062e\u0627\u0628 \u0628\u0647\u062a\u0631\u06cc \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f \u0648 \u06af\u0627\u0647\u06cc \u062e\u062f\u0645\u0627\u062a \u062e\u0631\u06cc\u062f \u0645\u0633\u062a\u0642\u06cc\u0645 \u0646\u06cc\u0632 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u062f\u0647\u0646\u062f.<\/p>\n

\u0628\u0631\u062e\u06cc \u0627\u0635\u0637\u0644\u0627\u062d\u0627\u062a \u062d\u0642\u0648\u0642\u06cc \u062f\u0631 \u0628\u06cc\u0645\u0647<\/h2>\n

\u0628\u0631\u0627\u06cc \u062f\u0631\u06a9 \u0628\u0647\u062a\u0631 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647\u060c \u0622\u0634\u0646\u0627\u06cc\u06cc \u0628\u0627 \u0628\u0631\u062e\u06cc \u0645\u0641\u0627\u0647\u06cc\u0645 \u062d\u0642\u0648\u0642\u06cc \u0646\u06cc\u0632 \u0645\u0641\u06cc\u062f \u0627\u0633\u062a:<\/p>\n

\u062a\u0639\u0631\u06cc\u0641 \u0642\u0635\u062f<\/strong><\/h3>\n

\u062f\u0631 \u062d\u0642\u0648\u0642 \u0628\u06cc\u0645\u0647\u060c \u00ab\u0642\u0635\u062f\u00bb \u0628\u0647 \u0646\u06cc\u062a \u0648\u0627\u0642\u0639\u06cc \u0637\u0631\u0641\u06cc\u0646 \u062f\u0631 \u0632\u0645\u0627\u0646 \u0639\u0642\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0627\u0634\u0627\u0631\u0647 \u062f\u0627\u0631\u062f. \u0627\u06af\u0631 \u0642\u0635\u062f \u0648\u062c\u0648\u062f \u0646\u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f (\u0645\u062b\u0644\u0627\u064b \u0627\u06af\u0631 \u06a9\u0633\u06cc \u0641\u0631\u06cc\u0628\u200c\u062e\u0648\u0631\u062f\u0647 \u0628\u0627\u0634\u062f)\u060c \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0641\u0627\u0642\u062f \u0627\u0639\u062a\u0628\u0627\u0631 \u062e\u0648\u0627\u0647\u062f \u0628\u0648\u062f.<\/p>\n

\u0627\u0647\u0644\u06cc\u062a \u062f\u0631 \u0628\u06cc\u0645\u0647<\/strong><\/h3>\n

\u0627\u0647\u0644\u06cc\u062a \u0628\u0647 \u062a\u0648\u0627\u0646\u0627\u06cc\u06cc \u0642\u0627\u0646\u0648\u0646\u06cc \u0628\u0631\u0627\u06cc \u0627\u0646\u0639\u0642\u0627\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u06af\u0641\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0628\u06cc\u0645\u0647\u200c\u06af\u0632\u0627\u0631 \u0628\u0627\u06cc\u062f \u0627\u0632 \u0646\u0638\u0631 \u0633\u0646\u06cc \u0648 \u0639\u0642\u0644\u0627\u0646\u06cc \u062a\u0648\u0627\u0646\u0627\u06cc\u06cc \u0639\u0642\u062f \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0631\u0627 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f\u060c \u062f\u0631 \u063a\u06cc\u0631 \u0627\u06cc\u0646 \u0635\u0648\u0631\u062a \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u0627\u0637\u0644 \u062a\u0644\u0642\u06cc \u0634\u0648\u062f.<\/p>\n

\u062e\u0633\u0627\u0631\u062a<\/strong><\/h3>\n

\u062e\u0633\u0627\u0631\u062a \u0628\u0647 \u0632\u06cc\u0627\u0646\u06cc \u06af\u0641\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u062f\u0631 \u0627\u062b\u0631 \u0648\u0642\u0648\u0639 \u062d\u0627\u062f\u062b\u0647 \u0645\u0634\u0645\u0648\u0644 \u0628\u06cc\u0645\u0647\u060c \u0628\u0647 \u0628\u06cc\u0645\u0647\u200c\u0634\u062f\u0647 \u06cc\u0627 \u0627\u0645\u0648\u0627\u0644 \u0648\u06cc \u0648\u0627\u0631\u062f \u0645\u06cc\u200c\u0634\u0648\u062f. \u062e\u0633\u0627\u0631\u062a \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0645\u0627\u0644\u06cc\u060c \u062c\u0627\u0646\u06cc \u06cc\u0627 \u0645\u0639\u0646\u0648\u06cc \u0628\u0627\u0634\u062f.<\/p>\n

\u0645\u0642\u0635\u0631<\/strong><\/h3>\n

\u062f\u0631 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0627\u0646\u0648\u0627\u0639 \u0628\u06cc\u0645\u0647\u060c \u0628\u0647\u200c\u0648\u06cc\u0698\u0647 \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc \u0645\u0633\u0626\u0648\u0644\u06cc\u062a \u0648 \u062e\u0648\u062f\u0631\u0648\u060c \u062a\u0639\u06cc\u06cc\u0646 \u0645\u0642\u0635\u0631 \u0628\u0631\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u062e\u0633\u0627\u0631\u062a \u0636\u0631\u0648\u0631\u06cc \u0627\u0633\u062a. \u0627\u06af\u0631 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b\u06cc \u0645\u0642\u0635\u0631 \u0628\u0627\u0634\u062f\u060c \u0628\u06cc\u0645\u0647\u200c\u06af\u0631 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u067e\u0633 \u0627\u0632 \u062c\u0628\u0631\u0627\u0646 \u062e\u0633\u0627\u0631\u062a\u060c \u0645\u0628\u0644\u063a \u0631\u0627 \u0627\u0632 \u0645\u0642\u0635\u0631 \u0645\u0637\u0627\u0644\u0628\u0647 \u06a9\u0646\u062f.<\/p>\n

\u0627\u0635\u0644 \u063a\u0631\u0627\u0645\u062a<\/strong><\/h3>\n

\u0627\u06cc\u0646 \u0627\u0635\u0644 \u0628\u06cc\u0627\u0646 \u0645\u06cc\u200c\u06a9\u0646\u062f \u06a9\u0647 \u0628\u06cc\u0645\u0647\u200c\u06af\u0631 \u0641\u0642\u0637 \u0645\u0648\u0638\u0641 \u0628\u0647 \u062c\u0628\u0631\u0627\u0646 \u062e\u0633\u0627\u0631\u062a \u0648\u0627\u0642\u0639\u06cc \u0627\u0633\u062a\u060c \u0646\u0647 \u0628\u06cc\u0634\u062a\u0631. \u0647\u062f\u0641 \u0627\u06cc\u0646 \u0627\u0635\u0644\u060c \u062c\u0644\u0648\u06af\u06cc\u0631\u06cc \u0627\u0632 \u0633\u0648\u0621\u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0648 \u0627\u06cc\u062c\u0627\u062f \u0627\u0646\u06af\u06cc\u0632\u0647 \u0628\u0631\u0627\u06cc \u0648\u0642\u0648\u0639 \u062d\u0627\u062f\u062b\u0647 \u0627\u0633\u062a.<\/p>\n

\u0627\u0633\u062a\u062b\u0646\u0627\u0626\u0627\u062a \u0628\u06cc\u0645\u0647<\/strong><\/h3>\n

\u0627\u0633\u062a\u062b\u0646\u0627\u0626\u0627\u062a \u0645\u0648\u0627\u0631\u062f\u06cc \u0647\u0633\u062a\u0646\u062f \u06a9\u0647 \u062d\u062a\u06cc \u0627\u06af\u0631 \u062e\u0633\u0627\u0631\u062a \u0627\u062a\u0641\u0627\u0642 \u0628\u06cc\u0641\u062a\u062f\u060c \u0628\u06cc\u0645\u0647\u200c\u06af\u0631 \u0645\u0633\u0626\u0648\u0644\u06cc\u062a\u06cc \u062f\u0631 \u0642\u0628\u0627\u0644 \u0622\u0646\u200c\u0647\u0627 \u0646\u062f\u0627\u0631\u062f. \u0627\u06cc\u0646 \u0645\u0648\u0627\u0631\u062f \u0628\u0647\u200c\u0648\u0636\u0648\u062d \u062f\u0631 \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647 \u0642\u06cc\u062f \u0645\u06cc\u200c\u0634\u0648\u0646\u062f\u060c \u0645\u0627\u0646\u0646\u062f \u0622\u0633\u06cc\u0628 \u0639\u0645\u062f\u06cc\u060c \u0634\u0648\u0631\u0634\u060c \u06cc\u0627 \u0645\u0635\u0631\u0641 \u0645\u0648\u0627\u062f \u0645\u062e\u062f\u0631.<\/p>\n

\u062c\u0645\u0639\u200c\u0628\u0646\u062f\u06cc<\/h2>\n

\u0628\u06cc\u0645\u0647 \u0628\u062e\u0634\u06cc \u062c\u062f\u0627\u06cc\u06cc\u200c\u0646\u0627\u067e\u0630\u06cc\u0631 \u0627\u0632 \u0632\u0646\u062f\u06af\u06cc \u0627\u0645\u0631\u0648\u0632 \u0627\u0633\u062a\u061b \u0627\u0632 \u0628\u06cc\u0645\u0647\u200c\u0647\u0627\u06cc \u062f\u0631\u0645\u0627\u0646\u06cc \u0648 \u0639\u0645\u0631 \u06af\u0631\u0641\u062a\u0647 \u062a\u0627 \u0628\u06cc\u0645\u0647 \u062e\u0648\u062f\u0631\u0648 \u0648 \u0622\u062a\u0634\u200c\u0633\u0648\u0632\u06cc. \u0627\u0645\u0627 \u0628\u062f\u0648\u0646 \u0634\u0646\u0627\u062e\u062a \u062f\u0642\u06cc\u0642 \u0627\u0632 \u0627\u0635\u0637\u0644\u0627\u062d\u0627\u062a \u0648 \u0645\u0641\u0627\u0647\u06cc\u0645 \u0631\u0627\u06cc\u062c \u0627\u06cc\u0646 \u0635\u0646\u0639\u062a\u060c \u0646\u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0627\u0646\u062a\u062e\u0627\u0628\u06cc \u062f\u0631\u0633\u062a \u062f\u0627\u0634\u062a \u06cc\u0627 \u062f\u0631 \u0632\u0645\u0627\u0646 \u0646\u06cc\u0627\u0632 \u0628\u0647\u200c\u062f\u0631\u0633\u062a\u06cc \u0627\u0632 \u062d\u0642\u0648\u0642 \u062e\u0648\u062f \u062f\u0641\u0627\u0639 \u06a9\u0631\u062f. \u0622\u0634\u0646\u0627\u06cc\u06cc \u0628\u0627 \u0648\u0627\u0698\u06af\u0627\u0646 \u06a9\u0644\u06cc\u062f\u06cc \u0628\u06cc\u0645\u0647\u200c\u0627\u06cc\u060c \u0628\u0647 \u0645\u0627 \u06a9\u0645\u06a9 \u0645\u06cc\u200c\u06a9\u0646\u062f \u062a\u0627 \u0642\u0631\u0627\u0631\u062f\u0627\u062f\u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0631\u0627 \u0622\u06af\u0627\u0647\u0627\u0646\u0647\u200c\u062a\u0631 \u0628\u0628\u0646\u062f\u06cc\u0645\u060c \u067e\u0648\u0634\u0634\u200c\u0647\u0627\u06cc \u0645\u062a\u0646\u0627\u0633\u0628\u200c\u062a\u0631\u06cc \u0627\u0646\u062a\u062e\u0627\u0628 \u06a9\u0646\u06cc\u0645 \u0648 \u062f\u0631 \u0634\u0631\u0627\u06cc\u0637 \u0628\u062d\u0631\u0627\u0646\u06cc \u0633\u0631\u062f\u0631\u06af\u0645 \u0646\u0634\u0648\u06cc\u0645. \u0627\u06af\u0631\u0686\u0647 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u062f\u0631 \u0627\u0628\u062a\u062f\u0627 \u0627\u06cc\u0646 \u0645\u0641\u0627\u0647\u06cc\u0645 \u067e\u06cc\u0686\u06cc\u062f\u0647 \u0628\u0647 \u0646\u0638\u0631 \u0628\u0631\u0633\u0646\u062f\u060c \u0627\u0645\u0627 \u0628\u0627 \u06a9\u0645\u06cc \u0645\u0637\u0627\u0644\u0639\u0647 \u0648 \u062a\u0648\u062c\u0647\u060c \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0628\u0627 \u062f\u0646\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0628\u0647\u200c\u0631\u0627\u062d\u062a\u06cc \u06a9\u0646\u0627\u0631 \u0622\u0645\u062f. \u0647\u0645\u0686\u0646\u06cc\u0646 \u0634\u0645\u0627 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u0627\u0646\u0648\u0627\u0639 \u0628\u06cc\u0645\u0647 \u0647\u0645\u0627\u0646\u0646\u062f \u0628\u06cc\u0645\u0647 \u0645\u0648\u0628\u0627\u06cc\u0644<\/a>\u060c \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b\u060c \u0628\u06cc\u0645\u0647 \u0628\u062f\u0646\u0647 \u0648… \u0645\u06cc \u062a\u0648\u0627\u0646\u06cc\u062f \u0627\u0632 \u0633\u0631\u0648\u06cc\u0633 \u0627\u0633\u0646\u067e \u0628\u06cc\u0645\u0647<\/a> \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0646\u06cc\u062f \u0648 \u0628\u0627 \u062e\u06cc\u0627\u0644 \u0631\u0627\u062d\u062a \u0628\u0627 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u0631\u0627\u0647\u0646\u0645\u0627\u06cc\u06cc \u0647\u0627\u06cc \u067e\u0634\u062a\u06cc\u0628\u0627\u0646\u0627\u0646 \u0628\u06cc\u0645\u0647 \u0627\u0633\u0646\u067e \u062e\u0631\u06cc\u062f \u062e\u0648\u062f \u0631\u0648 \u0627\u0646\u062c\u0627\u0645 \u062f\u0647\u06cc\u062f.<\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

\u062f\u0646\u06cc\u0627\u06cc \u0628\u06cc\u0645\u0647\u060c \u067e\u0631 \u0627\u0632 \u0627\u0635\u0637\u0644\u0627\u062d\u0627\u062a \u0648 \u0645\u0641\u0627\u0647\u06cc\u0645 \u062a\u062e\u0635\u0635\u06cc \u0627\u0633\u062a. \u062f\u0631 \u0627\u06cc\u0646 \u0645\u06cc\u0627\u0646\u060c \u062f\u0627\u0646\u0633\u062a\u0646 \u0628\u0631\u062e\u06cc \u0627\u0632 \u0627\u06cc\u0646 \u0627\u0635\u0637\u0644\u0627\u062d\u0627\u062a \u0646\u0647\u200c\u062a\u0646\u0647\u0627 \u0628\u0631\u0627\u06cc \u06a9\u0627\u0631\u0634\u0646\u0627\u0633\u0627\u0646 \u0627\u06cc\u0646 \u062d\u0648\u0632\u0647 \u0628\u0644\u06a9\u0647 \u0628\u0631\u0627\u06cc \u062a\u0645\u0627\u0645 \u0627\u0641\u0631\u0627\u062f\u06cc \u06a9\u0647 \u0628\u0627 \u0628\u06cc\u0645\u0647 \u0633\u0631\u0648\u06a9\u0627\u0631 \u062f\u0627\u0631\u0646\u062f\u060c \u0636\u0631\u0648\u0631\u06cc \u0627\u0633\u062a. \u0628\u06cc\u0645\u0647\u200c\u0646\u0627\u0645\u0647\u200c\u0647\u0627 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[…]<\/p>\n","protected":false},"author":42,"featured_media":35586,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1262],"tags":[],"class_list":["post-35585","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance"],"acf":[],"yoast_head":"\n\u0627\u0635\u0637\u0644\u0627\u062d\u0627\u062a \u0645\u0647\u0645 \u0628\u06cc\u0645\u0647 \u06a9\u0647 \u0647\u0631 \u06a9\u0633\u06cc \u0628\u0627\u06cc\u062f \u0628\u062f\u0627\u0646\u062f | \u0648\u0628\u0644\u0627\u06af \u0627\u0633\u0646\u067e<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/snapp.ir\/blog\/important-insurance-terms-that-everyone-should-know\/\" \/>\n<meta property=\"og:locale\" content=\"fa_IR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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